Professional Asset Management Services
Our asset management services are designed to help you develop, implement, and monitor a disciplined investment strategy at an economical cost and progress steadily toward your financial goals.
We can help you minimize the impact of variability in the markets and avoid common investment mistakes by creating a diversified investment portfolio, selecting investments that deliver higher performance at lower cost, and expertly managing your assets on an ongoing basis.
Also, with our independent, objective viewpoint, transparent fee structure, fiduciary responsibility, and detailed reporting, you can be confident your assets are invested in your best interests with no hidden fees.
Our asset allocation process allows us to build a strategic investment plan designed to help you achieve success. We take a disciplined approach to manager and investment selection and have produced results that are extremely competitive with market indexes. Contact us to view our historical results and see how our portfolios have performed on a relative basis.
As a core manager, we seek companies that are improving their corporate performance and whose stocks are trading at attractive valuations. We measure corporate performance through Economic Margin™ analysis and we value stocks using a Discounted Cash Flow approach. With this methodology, we are better positioned to assess a firm’s profitability and intrinsic value than with the traditional, accounting-based, earnings approach.
There are five primary factors we consider when constructing your fixed income portfolio:
Fixed income is utilized to provide preservation of capital and diversification relative to other investments in your portfolio.
In conjunction with factors outlined above, we perform bottom-up research to select fixed income investments that have stable or improving fundamentals and exhibit attractive relative valuations.
- Time horizon
- Tax status and type of account
- Diversification of holdings
- Credit quality
- Market conditions
Expenses and fees can have a substantially negative impact on investment returns for investors. The average A-share mutual fund in Morningstar’s Large Cap Blend fund category has an expense ratio of 1.24% per year and the upfront load is 5.11% (as of 5/31/2011).
We provide access to a wide array of no-load funds, many at institutional share class expense ratio levels. These can be substantially cheaper than what is typically available to retail investors.
Investment Advice and Insightful Reports
As an asset management client of Spero-Smith, you also will receive: